Switching - easier than you think
Read our tips if you are thinking about switching bank accounts, home loans or credit cards
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Car loans


If you don’t have the cash upfront for a car you might decide to get a car loan. It is well worth taking the time to compare the terms of loans offered by different financial institutions to get the best deal.

If you buy a car from a car yard the car dealer might offer to arrange the finance for you. You don’t have to get the loan through the car dealer. It may be cheaper, particularly for used cars, to get a loan from your bank or credit union directly. Interest rates and related fees and charges for personal loans can vary a lot.

Read about interest rates (comparison rate)

Take the time to make sure it is the best deal for you.


Buying consumer credit insurance


Answers to 5 common questions about consumer credit insurance


Buying car insurance


Sometimes car insurance policies are sold as part of a package with a car loan. In this situation, you deal with an agent (such as a car dealer) rather than the insurer. Before you take out car insurance with your loan, be sure that you are getting the best deal.

Keep these car insurance tips in mind

Saving up for a car? Have a look at our car insurance material before you buy.

Read Warren's story about the decisions one 20-year-old made about his car insurance

Read about ASIC protecting car finance consumers

More information about consumer loans


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