Credit where it's due
For many people, credit is a fact of life and often part of exciting decisions like buying a home or getting a new car. If used well, credit can help you achieve your financial goals.
But there are also pitfalls: you pay for the convenience of credit through fees, charges and interest. So borrowing money can be expensive. You might also be tempted to borrow more than you can afford.
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FIDO Website: Printed 09/03/2010